Any costs from mold or mildew are also excluded from this type of insurance by Airbnb. You aren't protected by Airbnb's damage protection if your property suffers damage from weather-related events or if your guests injure your pet. Unfortunately, unlike with your regular insurance, there's no way to upgrade to guaranteed replacement coverage. If your claim is successful, you may receive compensation equal to the actual cash value of your property - meaning the item's worth minus any deductions for physical depreciation. Failure to adhere to any part of this timeline could disqualify you from receiving any reimbursement. You must then provide documentation to Airbnb of the incident, including proof of ownership, as well as pictures and descriptions of the damage. You have 14 days after your guest checks out to contact the person and notify Airbnb if the guest refuses to compensate you for damages. First, you must contact the guest to ask them to pay for their damage. After an incident, you have 30 days in total to complete the entire claim process.
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